A Healthier Approach to Disease Management
for Your Retirees

We understand that retirement systems face many of the same issues of other health insurers. We have demonstrated experience in supporting retirement systems in managing their spiraling health care costs.

Like all health insurers, employer-sponsored retirement health systems have seen their costs increase dramatically over the past several years. As retirement systems struggle to make ends meet, they have used many of the same techniques used by traditional health insurers, such as shifting costs to their retirees in the form of increased co-payments and reduced benefits. While this may have a positive short term impact on the costs incurred by the retirement system, it does nothing to reduce the overall trend of healthcare cost increases and it places increased burden on the pocketbooks of the constituents they were created to serve.

We Focus on Your Needs
At LifeMasters, we have long standing relationships with retirement systems and we know what works. We understand the issues that are important to you:

• Health and well-being of your retirees


• Controlling costs for your retirees


• Controlling rising medical costs


• Your Return on Investment


• Meeting your Board’s needs